Stated Income Commercial Real Estate Loans
Our partner offers our valued business customers a wide variety of smart financial solutions.. If your business is looking for an alternative to traditional commercial loans, then you’ve come to the right place. We offer stated income commercial real estate loans for our business customers who are looking to purchase or refinance commercial property. Don’t sweat the details of your credit history with our innovative stated income program, because we’re more interested in the real estate itself.
Why Choose a Stated Income Loan?
Our team of dedicated financial experts is unmatched in the industry and we offer our customers personalized service and customized financial solutions. Our approval process for a stated income loan is also much faster to approve because less documentation is required.
To qualify for a stated income loan, the property income value needs to be capable of servicing the mortgage, taxes and insurance.
Use a stated income loan for:
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Working Capital
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Debt Consolidation
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Purchasing Property
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Property Investments
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Refinance
Loan Parameters
Use a stated income loan for:
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Up to 70% LTV – 1-4 Unit Non-Owner Occupied Investment Properties
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Up to 75% LTV – 5+Unit Multifamily and Mixed Use (must DSCR at 1.25 and credit above 700 for 75% ltv)
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Up to 65% LTV – Office, Retail, Warehouse, Self-Storage, Auto Service
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600 Credit Score to qualify
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$100K – $5M
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Purchase, Refinance, & Cash-out Refinance
